Amazon Prime Rewards Visa Signature Credit Card Review: 5% back

The Amazon Prime Rewards 5% back credit card is not new but it’s one we haven’t discussed before on the blog. I also realized, while doing my evaluation of the credit cards in my wallet, that I had a huge gap by not having this card.

Amazon Prime Rewards Visa Signature Credit Card
Amazon Prime Rewards 5% back credit card

Amazon Prime Rewards 5% back credit card

The Amazon credit card has a few key features:

  • Get a $70 Amazon gift card upon approval
  • 5% back on Amazon purchases with a Prime membership
  • 2% back at restaurants, gas stations, and drugstores
  • 1% back everywhere else
  • Visa Signature card means benefits like the Sonoma wine tasting benefit
  • No annual fee
  • No foreign transaction fees
  • This is a Chase card but not subject to the 5/24 rule

This card is pretty straightforward and frankly a no brainer if you are an Amazon addict such as myself. If you’re the type of person who has tons of “Subscribe and Save” set, get your monthly diapers from Amazon, and more, definitely consider adding this to your wallet (or virtual wallet really!). All this being said, keep this card for Amazon purchases only. The return is mediocre for any other purchases.

It is possible to get 5% return or more by purchasing Amazon gift cards at office supply stores, or other locations. However, that does add a level of complexity. So unless you are a hardcore points and miles nerd I’d stick just to this card.

Amazon Credit Card: Bottom Line

The Amazon Prime Rewards card was definitely a missing piece of the puzzle in my wallet. Despite considering myself a “hardcore” points and miles nerd I am perfectly happy automatically getting 5% back on this and not trying to collect gift cards at 5x the points. I applied and was instantly approved with a $5,000 credit limit:

Amazon Prime Rewards Credit Card Approval

If you spend money on a regular basis on Amazon, and have a Prime membership, definitely look into picking up this card!

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